We’ll carry out a credit reference search when you apply for a mortgage and a credit rating will be calculated based mostly on the knowledge you enter and your credit reference data. This will help us decide on whether or not or not we’re in a position to lend to you. We’ll then let you understand the decision and what the standing of your software is. The loans calculator will give you an instance of what it might cost you based mostly on the mortgage amount and term you want. However, the rate of interest we offer may be greater …